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Worker's Compensation insurance was developed to protect the employer from expensive lawsuits that might arise out of an injury incurred in the workplace. It also ensures the employee receives proper care and compensation for employees who have been injured while working.

Worker's Compensation insurance policies are provided by private insurers; laws and requirements vary by state. In Florida, any employer with four or more full or part-time employees must provide workers' compensation insurance.


The Florida Office of Insurance oversees the Worker's Compensation system for Florida.

The Florida Department of Financial Services administers the Workers Compensation for the state. They provide information for the employer, insurer, employee and provider.

Members may access the APTA website for additional information on Worker's Compensation reimbursement for services.

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